Plain-English answers on wind mitigation, insurance credits, and inspections — written to help Florida homeowners stop leaving money unclaimed.
Florida law requires insurers to give you credits for hurricane-resistant features. Here's exactly how each credit works, what it's worth, and how to make sure you're getting all of them.
Everything you need to know about wind mitigation inspections — what they are, what they cost, how much you can save, and what happens after. Answered plainly.
Not all wind mitigation discounts are created equal. This guide breaks down every discount available to Florida homeowners, who qualifies, and the fastest path to a lower bill.
From roof shape to garage doors, not every upgrade earns the same credit. We rank the most common hurricane hardening improvements by the premium savings they actually deliver.
Florida's My Safe Florida Home program offers matching grants up to $10,000 for hurricane-resistant upgrades — which then lower your premium every year after. Here's how Pinellas County homeowners claim every dollar.
Florida's wind mitigation inspection form was revised in April 2026. Here's exactly what changed, whether your existing report is still valid, and what the update means for your insurance credits.
Your fortification score shows where your home stands, what you qualify for, and which upgrade or report update would lower your premium the most.
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